Call reports 2006
WESTAMERICA BANK — 2006
What WESTAMERICA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 5,017,273,000 | 4,867,973,000 | 4,804,946,000 | 4,725,548,000 |
| Total loans | 2,639,968,000 | 2,580,612,000 | 2,552,929,000 | 2,531,734,000 |
| Allowance for loan losses | 55,768,000 | 55,684,000 | 55,338,000 | 55,330,000 |
| Securities available for sale | 637,706,000 | 615,371,000 | 612,602,000 | 609,980,000 |
| Securities held to maturity | 1,307,847,000 | 1,243,935,000 | 1,211,589,000 | 1,165,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,746,268,000 | 3,653,340,000 | 3,557,757,000 | 3,522,014,000 |
| Interest-bearing deposits | 2,971,402,000 | 2,887,960,000 | 2,819,342,000 | 2,743,009,000 |
| Noninterest-bearing deposits | 774,866,000 | 765,380,000 | 738,415,000 | 779,005,000 |
| Equity capital | 453,438,000 | 446,683,000 | 450,245,000 | 446,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 62,405,000 | 124,228,000 | 185,541,000 | 246,294,000 |
| Interest expense | 13,742,000 | 29,221,000 | 45,417,000 | 62,103,000 |
| Net interest income | 48,663,000 | 95,007,000 | 140,124,000 | 184,191,000 |
| Noninterest income | 13,540,000 | 27,686,000 | 41,910,000 | 55,979,000 |
| Noninterest expense | 26,425,000 | 53,578,000 | 79,928,000 | 105,051,000 |
| Provision for loan losses | 150,000 | 300,000 | 375,000 | 445,000 |
| Pretax income | 35,628,000 | 68,815,000 | 101,731,000 | 134,674,000 |
| Income tax | 9,877,000 | 18,854,000 | 27,457,000 | 36,407,000 |
| Net income | 25,751,000 | 49,961,000 | 74,274,000 | 98,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 303,845,000 | 301,884,000 | 300,024,000 | 297,700,000 |
| Total capital | 349,878,000 | 346,733,000 | 344,499,000 | 341,687,000 |
| Risk-weighted assets | 3,180,309,000 | 3,085,916,000 | 3,053,148,000 | 3,013,005,000 |