Call reports 2003
WESTAMERICA BANK — 2003
What WESTAMERICA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 4,358,110,000 | 4,535,458,000 | 4,454,815,000 | 4,547,976,000 |
| Total loans | 2,456,161,000 | 2,406,889,000 | 2,364,418,000 | 2,323,329,000 |
| Allowance for loan losses | 53,942,000 | 53,947,000 | 53,968,000 | 53,698,000 |
| Securities available for sale | 1,042,763,000 | 1,244,727,000 | 1,238,834,000 | 1,405,872,000 |
| Securities held to maturity | 505,620,000 | 572,852,000 | 554,520,000 | 522,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,337,354,000 | 3,460,884,000 | 3,546,587,000 | 3,474,849,000 |
| Interest-bearing deposits | 2,622,144,000 | 2,700,902,000 | 2,780,022,000 | 2,697,241,000 |
| Noninterest-bearing deposits | 715,210,000 | 759,982,000 | 766,565,000 | 777,608,000 |
| Equity capital | 332,140,000 | 338,938,000 | 330,074,000 | 327,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 57,021,000 | 113,534,000 | 168,405,000 | 223,131,000 |
| Interest expense | 7,528,000 | 14,769,000 | 20,897,000 | 26,386,000 |
| Net interest income | 49,493,000 | 98,765,000 | 147,508,000 | 196,745,000 |
| Noninterest income | 10,251,000 | 20,866,000 | 31,790,000 | 42,123,000 |
| Noninterest expense | 25,649,000 | 51,465,000 | 79,721,000 | 105,252,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,550,000 | 3,300,000 |
| Pretax income | 33,210,000 | 66,658,000 | 99,469,000 | 132,758,000 |
| Income tax | 10,500,000 | 20,691,000 | 30,255,000 | 39,584,000 |
| Net income | 22,710,000 | 45,967,000 | 69,214,000 | 93,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 284,779,000 | 286,887,000 | 288,103,000 | 289,037,000 |
| Total capital | 329,584,000 | 331,091,000 | 331,818,000 | 332,603,000 |
| Risk-weighted assets | 3,077,943,000 | 3,028,910,000 | 2,992,982,000 | 2,980,716,000 |