Call reports 2001
WESTAMERICA BANK — 2001
What WESTAMERICA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 3,848,570,000 | 3,874,418,000 | 3,882,488,000 | 3,902,156,000 |
| Total loans | 2,456,439,000 | 2,462,603,000 | 2,480,694,000 | 2,484,456,000 |
| Allowance for loan losses | 52,433,000 | 52,256,000 | 52,249,000 | 51,874,000 |
| Securities available for sale | 887,345,000 | 884,013,000 | 901,284,000 | 942,049,000 |
| Securities held to maturity | 213,758,000 | 210,507,000 | 201,159,000 | 197,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,203,889,000 | 3,205,037,000 | 3,264,669,000 | 3,243,715,000 |
| Interest-bearing deposits | 2,606,484,000 | 2,592,007,000 | 2,646,996,000 | 2,571,201,000 |
| Noninterest-bearing deposits | 597,405,000 | 613,030,000 | 617,673,000 | 672,514,000 |
| Equity capital | 304,516,000 | 302,122,000 | 309,046,000 | 305,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 67,041,000 | 131,956,000 | 195,509,000 | 256,707,000 |
| Interest expense | 21,406,000 | 39,748,000 | 55,429,000 | 68,222,000 |
| Net interest income | 45,635,000 | 92,208,000 | 140,080,000 | 188,485,000 |
| Noninterest income | 9,429,000 | 19,466,000 | 29,491,000 | 40,184,000 |
| Noninterest expense | 25,881,000 | 51,877,000 | 78,375,000 | 104,980,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,700,000 | 3,600,000 |
| Pretax income | 28,283,000 | 57,997,000 | 88,496,000 | 120,089,000 |
| Income tax | 9,032,000 | 18,822,000 | 28,871,000 | 39,289,000 |
| Net income | 19,251,000 | 39,175,000 | 59,625,000 | 80,800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 272,480,000 | 271,330,000 | 271,893,000 | 273,176,000 |
| Total capital | 320,127,000 | 319,306,000 | 317,166,000 | 319,199,000 |
| Risk-weighted assets | 2,940,278,000 | 2,967,060,000 | 2,927,660,000 | 2,986,866,000 |