Call reports 2025
SANIBEL CAPTIVA COMMUNITY BANK — 2025
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 989,799,000 | 1,014,106,000 | 1,044,031,000 | 1,011,843,000 |
| Total loans | 842,986,000 | 869,398,000 | 887,939,000 | 866,670,000 |
| Allowance for loan losses | 8,141,000 | 8,567,000 | 8,644,000 | 8,551,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,659,000 | 37,602,000 | 35,698,000 | 33,901,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 841,754,000 | 835,233,000 | 850,855,000 | 817,697,000 |
| Interest-bearing deposits | 608,371,000 | 605,210,000 | 621,560,000 | 603,775,000 |
| Noninterest-bearing deposits | 233,383,000 | 230,023,000 | 229,295,000 | 213,922,000 |
| Equity capital | 84,487,000 | 85,969,000 | 89,146,000 | 90,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,959,000 | 32,138,000 | 49,258,000 | 66,329,000 |
| Interest expense | 4,592,000 | 9,214,000 | 14,146,000 | 18,991,000 |
| Net interest income | 11,367,000 | 22,924,000 | 35,112,000 | 47,338,000 |
| Noninterest income | 581,000 | 1,286,000 | 1,878,000 | 2,786,000 |
| Noninterest expense | 5,689,000 | 11,453,000 | 17,347,000 | 23,563,000 |
| Provision for loan losses | 300,000 | 800,000 | 1,070,000 | 3,045,000 |
| Pretax income | 6,009,000 | 12,007,000 | 18,623,000 | 23,511,000 |
| Income tax | 1,527,000 | 2,908,000 | 4,607,000 | 5,902,000 |
| Net income | 4,482,000 | 9,099,000 | 14,016,000 | 17,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,487,000 | 85,968,000 | 89,146,000 | 90,997,000 |
| Total capital | 92,769,000 | 94,676,000 | 97,930,000 | 99,744,000 |
| Risk-weighted assets | 738,354,000 | 768,532,000 | 795,917,000 | 790,041,000 |