Call reports 2024
SANIBEL CAPTIVA COMMUNITY BANK — 2024
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 886,730,000 | 913,975,000 | 913,469,000 | 953,246,000 |
| Total loans | 764,205,000 | 773,374,000 | 783,106,000 | 831,409,000 |
| Allowance for loan losses | 7,726,000 | 7,829,000 | 7,855,000 | 8,382,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,322,000 | 45,295,000 | 43,396,000 | 41,492,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 799,352,000 | 805,040,000 | 780,475,000 | 789,176,000 |
| Interest-bearing deposits | 536,482,000 | 559,097,000 | 554,045,000 | 571,533,000 |
| Noninterest-bearing deposits | 262,870,000 | 245,943,000 | 226,430,000 | 217,643,000 |
| Equity capital | 73,071,000 | 76,219,000 | 79,119,000 | 81,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,804,000 | 28,072,000 | 42,889,000 | 58,391,000 |
| Interest expense | 2,643,000 | 5,743,000 | 9,569,000 | 13,885,000 |
| Net interest income | 11,161,000 | 22,329,000 | 33,320,000 | 44,506,000 |
| Noninterest income | 492,000 | 928,000 | 1,446,000 | 1,828,000 |
| Noninterest expense | 5,107,000 | 10,423,000 | 15,822,000 | 21,590,000 |
| Provision for loan losses | 180,000 | 280,000 | 305,000 | 830,000 |
| Pretax income | 6,366,000 | 12,554,000 | 18,584,000 | 23,839,000 |
| Income tax | 1,617,000 | 3,060,000 | 4,593,000 | 5,935,000 |
| Net income | 4,749,000 | 9,494,000 | 13,991,000 | 17,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,071,000 | 76,219,000 | 79,119,000 | 81,436,000 |
| Total capital | 80,913,000 | 84,164,000 | 87,145,000 | 90,009,000 |
| Risk-weighted assets | 652,738,000 | 674,590,000 | 690,830,000 | 733,590,000 |