Call reports 2023
SANIBEL CAPTIVA COMMUNITY BANK — 2023
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 777,925,000 | 847,114,000 | 866,989,000 | 883,516,000 |
| Total loans | 655,448,000 | 701,372,000 | 734,657,000 | 751,120,000 |
| Allowance for loan losses | 6,460,000 | 6,985,000 | 7,346,000 | 7,544,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 55,099,000 | 53,054,000 | 50,760,000 | 48,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,400,000 | 780,711,000 | 796,689,000 | 811,137,000 |
| Interest-bearing deposits | 386,458,000 | 472,120,000 | 530,830,000 | 535,865,000 |
| Noninterest-bearing deposits | 327,942,000 | 308,591,000 | 265,859,000 | 275,272,000 |
| Equity capital | 60,399,000 | 63,449,000 | 66,486,000 | 69,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,882,000 | 21,235,000 | 34,104,000 | 47,570,000 |
| Interest expense | 261,000 | 838,000 | 2,532,000 | 4,835,000 |
| Net interest income | 9,621,000 | 20,397,000 | 31,572,000 | 42,735,000 |
| Noninterest income | 1,171,000 | 2,259,000 | 3,063,000 | 3,699,000 |
| Noninterest expense | 4,535,000 | 9,803,000 | 15,317,000 | 20,486,000 |
| Provision for loan losses | 631,000 | 1,191,000 | 1,551,000 | 1,851,000 |
| Pretax income | 5,515,000 | 11,538,000 | 17,653,000 | 23,983,000 |
| Income tax | 1,401,000 | 2,920,000 | 4,475,000 | 6,090,000 |
| Net income | 4,114,000 | 8,618,000 | 13,178,000 | 17,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,399,000 | 63,449,000 | 66,486,000 | 69,678,000 |
| Total capital | 66,972,000 | 70,558,000 | 73,946,000 | 77,337,000 |
| Risk-weighted assets | 583,036,000 | 623,447,000 | 640,058,000 | 643,216,000 |