Call reports 2022
SANIBEL CAPTIVA COMMUNITY BANK — 2022
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 797,277,000 | 738,652,000 | 706,670,000 | 732,028,000 |
| Total loans | 456,781,000 | 510,346,000 | 556,802,000 | 602,737,000 |
| Allowance for loan losses | 4,323,000 | 4,325,000 | 5,026,000 | 5,828,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 14,298,000 | 57,768,000 | 58,867,000 | 56,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 749,796,000 | 689,594,000 | 655,787,000 | 679,446,000 |
| Interest-bearing deposits | 386,467,000 | 369,335,000 | 364,569,000 | 383,432,000 |
| Noninterest-bearing deposits | 363,329,000 | 320,259,000 | 291,218,000 | 296,014,000 |
| Equity capital | 45,834,000 | 47,507,000 | 49,300,000 | 50,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,156,000 | 13,274,000 | 21,505,000 | 30,548,000 |
| Interest expense | 173,000 | 331,000 | 524,000 | 786,000 |
| Net interest income | 5,983,000 | 12,943,000 | 20,981,000 | 29,762,000 |
| Noninterest income | 913,000 | 1,803,000 | 2,760,000 | 3,573,000 |
| Noninterest expense | 4,315,000 | 8,358,000 | 12,574,000 | 17,700,000 |
| Provision for loan losses | 0 | 0 | 700,000 | 1,500,000 |
| Pretax income | 2,581,000 | 6,388,000 | 10,467,000 | 14,135,000 |
| Income tax | 624,000 | 1,510,000 | 2,549,000 | 3,492,000 |
| Net income | 1,957,000 | 4,878,000 | 7,918,000 | 10,643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,834,000 | 47,507,000 | 49,300,000 | 50,777,000 |
| Total capital | 50,157,000 | 51,832,000 | 54,326,000 | 56,605,000 |
| Risk-weighted assets | 411,208,000 | 460,984,000 | 496,950,000 | 535,575,000 |