Call reports 2020
SANIBEL CAPTIVA COMMUNITY BANK — 2020
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 481,588,000 | 566,381,000 | 566,673,000 | 612,059,000 |
| Total loans | 412,119,000 | 480,320,000 | 485,464,000 | 475,226,000 |
| Allowance for loan losses | 3,714,000 | 4,104,000 | 4,206,000 | 4,087,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,328,000 | 6,839,000 | 10,399,000 | 9,811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,864,000 | 487,003,000 | 496,567,000 | 540,798,000 |
| Interest-bearing deposits | 273,931,000 | 292,178,000 | 300,628,000 | 329,180,000 |
| Noninterest-bearing deposits | 135,933,000 | 194,825,000 | 195,939,000 | 211,618,000 |
| Equity capital | 35,217,000 | 37,106,000 | 38,478,000 | 39,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,880,000 | 12,064,000 | 18,404,000 | 25,276,000 |
| Interest expense | 537,000 | 866,000 | 1,212,000 | 1,585,000 |
| Net interest income | 5,343,000 | 11,198,000 | 17,192,000 | 23,691,000 |
| Noninterest income | 515,000 | 1,205,000 | 2,104,000 | 2,976,000 |
| Noninterest expense | 3,303,000 | 6,316,000 | 9,970,000 | 13,922,000 |
| Provision for loan losses | 250,000 | 750,000 | 850,000 | 850,000 |
| Pretax income | 2,305,000 | 5,337,000 | 8,476,000 | 11,895,000 |
| Income tax | 559,000 | 1,204,000 | 1,976,000 | 2,826,000 |
| Net income | 1,746,000 | 4,133,000 | 6,500,000 | 9,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,217,000 | 37,106,000 | 38,478,000 | 39,555,000 |
| Total capital | 38,931,000 | 41,210,000 | 42,684,000 | 43,642,000 |
| Risk-weighted assets | 353,624,000 | 357,821,000 | 361,683,000 | 375,586,000 |