Call reports 2019
SANIBEL CAPTIVA COMMUNITY BANK — 2019
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 455,596,000 | 461,983,000 | 460,165,000 | 450,862,000 |
| Total loans | 390,273,000 | 397,091,000 | 396,940,000 | 389,685,000 |
| Allowance for loan losses | 3,295,000 | 3,410,000 | 3,431,000 | 3,462,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,185,000 | 8,718,000 | 8,255,000 | 7,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,835,000 | 398,364,000 | 380,822,000 | 389,992,000 |
| Interest-bearing deposits | 289,812,000 | 286,119,000 | 270,841,000 | 278,692,000 |
| Noninterest-bearing deposits | 118,023,000 | 112,245,000 | 109,981,000 | 111,300,000 |
| Equity capital | 31,388,000 | 32,128,000 | 33,030,000 | 34,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,746,000 | 11,577,000 | 17,587,000 | 23,555,000 |
| Interest expense | 895,000 | 1,773,000 | 2,632,000 | 3,336,000 |
| Net interest income | 4,851,000 | 9,804,000 | 14,955,000 | 20,219,000 |
| Noninterest income | 424,000 | 1,083,000 | 1,703,000 | 2,968,000 |
| Noninterest expense | 3,022,000 | 6,156,000 | 9,381,000 | 12,760,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 150,000 |
| Pretax income | 2,253,000 | 4,581,000 | 7,127,000 | 10,277,000 |
| Income tax | 573,000 | 1,166,000 | 1,815,000 | 2,534,000 |
| Net income | 1,680,000 | 3,415,000 | 5,312,000 | 7,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,388,000 | 32,128,000 | 33,030,000 | 34,466,000 |
| Total capital | 34,683,000 | 35,538,000 | 36,461,000 | 37,928,000 |
| Risk-weighted assets | 322,071,000 | 332,571,000 | 338,473,000 | 333,320,000 |