Call reports 2018
SANIBEL CAPTIVA COMMUNITY BANK — 2018
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 415,838,000 | 418,866,000 | 421,076,000 | 447,930,000 |
| Total loans | 349,208,000 | 365,976,000 | 375,989,000 | 393,952,000 |
| Allowance for loan losses | 3,093,000 | 3,094,000 | 3,295,000 | 3,294,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,225,000 | 10,492,000 | 10,009,000 | 9,567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,486,000 | 372,578,000 | 349,400,000 | 386,034,000 |
| Interest-bearing deposits | 269,942,000 | 267,560,000 | 259,830,000 | 297,328,000 |
| Noninterest-bearing deposits | 112,544,000 | 105,018,000 | 89,570,000 | 88,706,000 |
| Equity capital | 27,150,000 | 29,155,000 | 29,106,000 | 30,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,830,000 | 10,119,000 | 15,523,000 | 21,200,000 |
| Interest expense | 484,000 | 1,009,000 | 1,673,000 | 2,540,000 |
| Net interest income | 4,346,000 | 9,110,000 | 13,850,000 | 18,660,000 |
| Noninterest income | 423,000 | 969,000 | 1,497,000 | 1,843,000 |
| Noninterest expense | 2,610,000 | 5,230,000 | 8,024,000 | 11,026,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 2,159,000 | 4,849,000 | 7,123,000 | 9,277,000 |
| Income tax | 549,000 | 1,234,000 | 1,815,000 | 2,372,000 |
| Net income | 1,610,000 | 3,615,000 | 5,308,000 | 6,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,150,000 | 29,155,000 | 29,106,000 | 30,703,000 |
| Total capital | 30,243,000 | 32,249,000 | 32,401,000 | 33,997,000 |
| Risk-weighted assets | 280,610,000 | 291,851,000 | 300,658,000 | 323,446,000 |