Call reports 2017
SANIBEL CAPTIVA COMMUNITY BANK — 2017
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 368,112,000 | 366,806,000 | 383,316,000 | 402,805,000 |
| Total loans | 313,955,000 | 324,746,000 | 333,803,000 | 334,844,000 |
| Allowance for loan losses | 2,709,000 | 2,937,000 | 3,090,000 | 3,091,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,768,000 | 8,374,000 | 7,956,000 | 7,569,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,142,000 | 319,085,000 | 324,923,000 | 338,669,000 |
| Interest-bearing deposits | 237,280,000 | 238,377,000 | 247,050,000 | 251,053,000 |
| Noninterest-bearing deposits | 83,862,000 | 80,708,000 | 77,873,000 | 87,616,000 |
| Equity capital | 24,876,000 | 26,110,000 | 26,107,000 | 27,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,262,000 | 8,644,000 | 13,253,000 | 17,873,000 |
| Interest expense | 400,000 | 786,000 | 1,202,000 | 1,672,000 |
| Net interest income | 3,862,000 | 7,858,000 | 12,051,000 | 16,201,000 |
| Noninterest income | 485,000 | 1,181,000 | 1,848,000 | 2,523,000 |
| Noninterest expense | 2,464,000 | 4,929,000 | 7,346,000 | 10,215,000 |
| Provision for loan losses | 0 | 250,000 | 500,000 | 500,000 |
| Pretax income | 1,883,000 | 3,860,000 | 6,053,000 | 8,009,000 |
| Income tax | 713,000 | 1,456,000 | 2,289,000 | 2,885,000 |
| Net income | 1,170,000 | 2,404,000 | 3,764,000 | 5,124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,876,000 | 26,110,000 | 26,107,000 | 27,592,000 |
| Total capital | 27,585,000 | 29,047,000 | 29,197,000 | 30,683,000 |
| Risk-weighted assets | 255,751,000 | 265,411,000 | 273,194,000 | 273,582,000 |