Call reports 2016
SANIBEL CAPTIVA COMMUNITY BANK — 2016
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 292,433,000 | 331,953,000 | 328,255,000 | 348,113,000 |
| Total loans | 246,061,000 | 267,305,000 | 281,590,000 | 306,188,000 |
| Allowance for loan losses | 2,471,000 | 2,677,000 | 2,679,000 | 2,977,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,777,000 | 5,477,000 | 9,654,000 | 9,181,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,821,000 | 281,616,000 | 277,923,000 | 283,114,000 |
| Interest-bearing deposits | 167,322,000 | 215,080,000 | 221,963,000 | 224,279,000 |
| Noninterest-bearing deposits | 75,499,000 | 66,536,000 | 55,960,000 | 58,835,000 |
| Equity capital | 24,287,000 | 25,215,000 | 24,754,000 | 25,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,301,000 | 6,758,000 | 10,621,000 | 14,655,000 |
| Interest expense | 311,000 | 621,000 | 1,006,000 | 1,391,000 |
| Net interest income | 2,990,000 | 6,137,000 | 9,615,000 | 13,264,000 |
| Noninterest income | 450,000 | 927,000 | 1,390,000 | 1,815,000 |
| Noninterest expense | 1,870,000 | 3,822,000 | 5,731,000 | 7,998,000 |
| Provision for loan losses | 0 | 205,000 | 205,000 | 500,000 |
| Pretax income | 1,570,000 | 3,037,000 | 5,069,000 | 6,581,000 |
| Income tax | 592,000 | 1,131,000 | 1,889,000 | 2,467,000 |
| Net income | 978,000 | 1,906,000 | 3,180,000 | 4,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,287,000 | 25,215,000 | 24,754,000 | 25,688,000 |
| Total capital | 26,758,000 | 27,892,000 | 27,433,000 | 28,665,000 |
| Risk-weighted assets | 199,422,000 | 216,659,000 | 229,910,000 | 247,971,000 |