Call reports 2015
SANIBEL CAPTIVA COMMUNITY BANK — 2015
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 281,204,000 | 284,927,000 | 269,116,000 | 277,269,000 |
| Total loans | 237,547,000 | 236,295,000 | 234,993,000 | 239,703,000 |
| Allowance for loan losses | 2,532,000 | 2,368,000 | 2,361,000 | 2,398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,763,000 | 6,742,000 | 6,370,000 | 6,062,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,243,000 | 251,364,000 | 225,780,000 | 216,140,000 |
| Interest-bearing deposits | 187,703,000 | 187,646,000 | 170,044,000 | 161,156,000 |
| Noninterest-bearing deposits | 60,540,000 | 63,718,000 | 55,736,000 | 54,984,000 |
| Equity capital | 23,692,000 | 24,641,000 | 24,262,000 | 25,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,098,000 | 6,293,000 | 9,545,000 | 12,777,000 |
| Interest expense | 354,000 | 707,000 | 1,061,000 | 1,391,000 |
| Net interest income | 2,744,000 | 5,586,000 | 8,484,000 | 11,386,000 |
| Noninterest income | 400,000 | 868,000 | 1,452,000 | 1,954,000 |
| Noninterest expense | 1,686,000 | 3,435,000 | 5,332,000 | 7,238,000 |
| Provision for loan losses | 0 | 40,000 | 40,000 | 75,000 |
| Pretax income | 1,458,000 | 2,979,000 | 4,564,000 | 6,027,000 |
| Income tax | 550,000 | 1,122,000 | 1,723,000 | 2,281,000 |
| Net income | 908,000 | 1,857,000 | 2,841,000 | 3,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,692,000 | 24,641,000 | 24,262,000 | 25,167,000 |
| Total capital | 26,129,000 | 27,009,000 | 26,623,000 | 27,565,000 |
| Risk-weighted assets | 194,911,000 | 192,857,000 | 192,693,000 | 193,418,000 |