Call reports 2014
SANIBEL CAPTIVA COMMUNITY BANK — 2014
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 253,516,000 | 254,623,000 | 260,857,000 | 272,093,000 |
| Total loans | 203,893,000 | 213,303,000 | 218,671,000 | 233,389,000 |
| Allowance for loan losses | 3,010,000 | 2,883,000 | 2,530,000 | 2,528,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,982,000 | 5,629,000 | 5,291,000 | 4,992,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,434,000 | 214,722,000 | 215,074,000 | 227,450,000 |
| Interest-bearing deposits | 168,413,000 | 171,230,000 | 172,974,000 | 180,522,000 |
| Noninterest-bearing deposits | 46,021,000 | 43,492,000 | 42,100,000 | 46,928,000 |
| Equity capital | 23,622,000 | 24,297,000 | 25,034,000 | 25,856,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,663,000 | 5,387,000 | 8,308,000 | 11,361,000 |
| Interest expense | 339,000 | 666,000 | 996,000 | 1,353,000 |
| Net interest income | 2,324,000 | 4,721,000 | 7,312,000 | 10,008,000 |
| Noninterest income | -198,000 | 193,000 | 332,000 | 790,000 |
| Noninterest expense | 1,573,000 | 3,273,000 | 4,819,000 | 6,646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 553,000 | 1,641,000 | 2,825,000 | 4,152,000 |
| Income tax | 210,000 | 623,000 | 1,070,000 | 1,575,000 |
| Net income | 343,000 | 1,018,000 | 1,755,000 | 2,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,622,000 | 24,297,000 | 25,034,000 | 25,856,000 |
| Total capital | 25,745,000 | 26,445,000 | 27,204,000 | 28,181,000 |
| Risk-weighted assets | 168,938,000 | 171,093,000 | 173,213,000 | 185,740,000 |