Call reports 2013
SANIBEL CAPTIVA COMMUNITY BANK — 2013
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 227,085,000 | 225,705,000 | 228,392,000 | 253,456,000 |
| Total loans | 198,467,000 | 200,573,000 | 199,088,000 | 205,431,000 |
| Allowance for loan losses | 3,666,000 | 3,445,000 | 3,464,000 | 3,485,000 |
| Securities available for sale | 5,756,000 | 5,168,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 6,680,000 | 6,262,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,124,000 | 197,219,000 | 199,181,000 | 201,403,000 |
| Interest-bearing deposits | 160,054,000 | 163,400,000 | 164,664,000 | 165,284,000 |
| Noninterest-bearing deposits | 38,070,000 | 33,819,000 | 34,517,000 | 36,119,000 |
| Equity capital | 22,054,000 | 22,539,000 | 23,167,000 | 23,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,646,000 | 5,326,000 | 7,927,000 | 10,637,000 |
| Interest expense | 379,000 | 741,000 | 1,093,000 | 1,445,000 |
| Net interest income | 2,267,000 | 4,585,000 | 6,834,000 | 9,192,000 |
| Noninterest income | 348,000 | 500,000 | 789,000 | 311,000 |
| Noninterest expense | 1,603,000 | 3,180,000 | 4,670,000 | 6,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,012,000 | 1,905,000 | 2,953,000 | 3,190,000 |
| Income tax | 383,000 | 722,000 | 1,114,000 | 1,185,000 |
| Net income | 629,000 | 1,183,000 | 1,839,000 | 2,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,902,000 | 22,457,000 | 23,113,000 | 23,279,000 |
| Total capital | 24,010,000 | 24,588,000 | 25,248,000 | 25,434,000 |
| Risk-weighted assets | 167,077,000 | 169,136,000 | 169,414,000 | 171,064,000 |