Call reports 2012
SANIBEL CAPTIVA COMMUNITY BANK — 2012
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,537,000 | 220,738,000 | 211,649,000 | 235,812,000 |
| Total loans | 176,384,000 | 180,413,000 | 187,428,000 | 192,523,000 |
| Allowance for loan losses | 3,350,000 | 3,607,000 | 3,695,000 | 3,682,000 |
| Securities available for sale | 7,960,000 | 7,331,000 | 6,878,000 | 6,232,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,980,000 | 198,187,000 | 188,017,000 | 190,092,000 |
| Interest-bearing deposits | 170,772,000 | 168,609,000 | 162,406,000 | 163,639,000 |
| Noninterest-bearing deposits | 29,208,000 | 29,578,000 | 25,611,000 | 26,453,000 |
| Equity capital | 20,253,000 | 20,253,000 | 20,822,000 | 21,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,681,000 | 5,264,000 | 7,823,000 | 10,500,000 |
| Interest expense | 492,000 | 969,000 | 1,418,000 | 1,834,000 |
| Net interest income | 2,189,000 | 4,295,000 | 6,405,000 | 8,666,000 |
| Noninterest income | -352,000 | -191,000 | 194,000 | 615,000 |
| Noninterest expense | 1,461,000 | 2,898,000 | 4,444,000 | 6,097,000 |
| Provision for loan losses | 690,000 | 1,484,000 | 1,550,000 | 1,550,000 |
| Pretax income | -314,000 | -278,000 | 605,000 | 1,634,000 |
| Income tax | -116,000 | -94,000 | 240,000 | 632,000 |
| Net income | -198,000 | -184,000 | 365,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,067,000 | 20,082,000 | 20,438,000 | 21,271,000 |
| Total capital | 22,040,000 | 22,069,000 | 22,474,000 | 23,359,000 |
| Risk-weighted assets | 156,437,000 | 157,403,000 | 161,179,000 | 165,454,000 |