Call reports 2011
SANIBEL CAPTIVA COMMUNITY BANK — 2011
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 241,291,000 | 235,543,000 | 228,047,000 | 224,850,000 |
| Total loans | 194,497,000 | 187,516,000 | 188,086,000 | 183,997,000 |
| Allowance for loan losses | 4,079,000 | 3,630,000 | 3,690,000 | 3,512,000 |
| Securities available for sale | 9,492,000 | 9,240,000 | 8,983,000 | 8,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,026,000 | 194,551,000 | 186,888,000 | 178,141,000 |
| Interest-bearing deposits | 174,446,000 | 169,124,000 | 167,003,000 | 156,845,000 |
| Noninterest-bearing deposits | 23,580,000 | 25,427,000 | 19,885,000 | 21,296,000 |
| Equity capital | 19,995,000 | 19,761,000 | 19,836,000 | 20,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,014,000 | 5,922,000 | 8,700,000 | 11,720,000 |
| Interest expense | 671,000 | 1,323,000 | 1,918,000 | 2,470,000 |
| Net interest income | 2,343,000 | 4,599,000 | 6,782,000 | 9,250,000 |
| Noninterest income | -273,000 | -885,000 | -835,000 | -708,000 |
| Noninterest expense | 1,687,000 | 3,209,000 | 4,588,000 | 5,816,000 |
| Provision for loan losses | 685,000 | 1,285,000 | 2,120,000 | 2,550,000 |
| Pretax income | -302,000 | -780,000 | -761,000 | 176,000 |
| Income tax | -112,000 | -291,000 | -291,000 | 66,000 |
| Net income | -190,000 | -489,000 | -470,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,959,000 | 19,662,000 | 19,682,000 | 20,263,000 |
| Total capital | 22,175,000 | 21,797,000 | 21,801,000 | 22,369,000 |
| Risk-weighted assets | 175,369,000 | 169,299,000 | 167,948,000 | 167,046,000 |