Call reports 2010
SANIBEL CAPTIVA COMMUNITY BANK — 2010
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 242,353,000 | 239,486,000 | 234,738,000 | 239,696,000 |
| Total loans | 204,496,000 | 204,544,000 | 204,684,000 | 198,227,000 |
| Allowance for loan losses | 3,943,000 | 3,528,000 | 3,684,000 | 3,975,000 |
| Securities available for sale | 0 | 10,442,000 | 10,360,000 | 9,800,000 |
| Securities held to maturity | 3,870,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,364,000 | 200,069,000 | 190,738,000 | 188,112,000 |
| Interest-bearing deposits | 182,832,000 | 177,440,000 | 176,848,000 | 168,045,000 |
| Noninterest-bearing deposits | 20,532,000 | 22,629,000 | 13,890,000 | 20,067,000 |
| Equity capital | 19,491,000 | 19,690,000 | 20,231,000 | 20,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,026,000 | 6,059,000 | 9,154,000 | 12,289,000 |
| Interest expense | 1,017,000 | 1,983,000 | 2,888,000 | 3,689,000 |
| Net interest income | 2,009,000 | 4,076,000 | 6,266,000 | 8,600,000 |
| Noninterest income | -22,000 | 33,000 | 281,000 | 561,000 |
| Noninterest expense | 1,307,000 | 2,977,000 | 4,225,000 | 5,768,000 |
| Provision for loan losses | 855,000 | 1,206,000 | 1,610,000 | 2,640,000 |
| Pretax income | -175,000 | 53,000 | 839,000 | 880,000 |
| Income tax | -63,000 | 24,000 | 321,000 | 340,000 |
| Net income | -112,000 | 29,000 | 518,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,491,000 | 19,634,000 | 20,124,000 | 20,148,000 |
| Total capital | 21,821,000 | 21,917,000 | 22,400,000 | 22,382,000 |
| Risk-weighted assets | 184,820,000 | 181,384,000 | 180,680,000 | 176,952,000 |