Call reports 2009
SANIBEL CAPTIVA COMMUNITY BANK — 2009
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 210,991,000 | 215,902,000 | 214,571,000 | 236,986,000 |
| Total loans | 192,497,000 | 195,027,000 | 195,936,000 | 201,272,000 |
| Allowance for loan losses | 1,927,000 | 1,993,000 | 1,989,000 | 3,267,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,703,000 | 5,097,000 | 4,567,000 | 4,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,861,000 | 175,461,000 | 175,508,000 | 198,196,000 |
| Interest-bearing deposits | 161,393,000 | 162,914,000 | 161,366,000 | 182,112,000 |
| Noninterest-bearing deposits | 15,468,000 | 12,547,000 | 14,142,000 | 16,084,000 |
| Equity capital | 17,388,000 | 17,573,000 | 19,342,000 | 19,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,839,000 | 5,779,000 | 9,082,000 | 12,126,000 |
| Interest expense | 1,393,000 | 2,727,000 | 3,996,000 | 5,133,000 |
| Net interest income | 1,446,000 | 3,052,000 | 5,086,000 | 6,993,000 |
| Noninterest income | 103,000 | 280,000 | 505,000 | 751,000 |
| Noninterest expense | 1,088,000 | 2,425,000 | 3,322,000 | 4,539,000 |
| Provision for loan losses | 1,306,000 | 1,456,000 | 1,781,000 | 3,742,000 |
| Pretax income | -845,000 | -549,000 | 488,000 | -537,000 |
| Income tax | -317,000 | -204,000 | 187,000 | -196,000 |
| Net income | -528,000 | -345,000 | 301,000 | -341,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,388,000 | 17,573,000 | 19,342,000 | 19,475,000 |
| Total capital | 19,318,000 | 19,569,000 | 21,334,000 | 21,720,000 |
| Risk-weighted assets | 175,114,000 | 170,105,000 | 170,827,000 | 178,587,000 |