Call reports 2007
SANIBEL CAPTIVA COMMUNITY BANK — 2007
What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 173,026,000 | 170,494,000 | 166,223,000 | 170,166,000 |
| Total loans | 143,433,000 | 146,030,000 | 150,017,000 | 157,470,000 |
| Allowance for loan losses | 1,371,000 | 1,446,000 | 1,482,000 | 1,540,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,222,000 | 5,957,000 | 5,540,000 | 5,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,049,000 | 137,751,000 | 137,172,000 | 137,226,000 |
| Interest-bearing deposits | 126,601,000 | 128,201,000 | 126,815,000 | 127,204,000 |
| Noninterest-bearing deposits | 13,448,000 | 9,550,000 | 10,357,000 | 10,022,000 |
| Equity capital | 15,433,000 | 15,910,000 | 16,348,000 | 16,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,069,000 | 6,301,000 | 9,536,000 | 12,722,000 |
| Interest expense | 1,581,000 | 3,239,000 | 4,928,000 | 6,533,000 |
| Net interest income | 1,488,000 | 3,062,000 | 4,608,000 | 6,189,000 |
| Noninterest income | 74,000 | 149,000 | 179,000 | 205,000 |
| Noninterest expense | 781,000 | 1,589,000 | 2,412,000 | 3,283,000 |
| Provision for loan losses | 250,000 | 325,000 | 375,000 | 433,000 |
| Pretax income | 531,000 | 1,297,000 | 2,000,000 | 2,678,000 |
| Income tax | 201,000 | 490,000 | 755,000 | 1,012,000 |
| Net income | 330,000 | 807,000 | 1,245,000 | 1,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,433,000 | 15,910,000 | 16,348,000 | 16,769,000 |
| Total capital | 16,804,000 | 17,356,000 | 17,830,000 | 18,309,000 |
| Risk-weighted assets | 138,032,000 | 140,102,000 | 142,070,000 | 148,983,000 |