Call reports 2003

SANIBEL CAPTIVA COMMUNITY BANK — 2003

Name: SANIBEL CAPTIVA COMMUNITY BANK — FFIEC call report 2003
Creator: SANIBEL CAPTIVA COMMUNITY BANK

What SANIBEL CAPTIVA COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/cc0afbca-a411-450f-835e-5b81b776b886/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	42,294,000	49,490,000	52,968,000	65,391,000
Total loans	29,428,000	29,132,000	33,948,000	46,323,000
Allowance for loan losses	296,000	300,000	340,000	464,000
Securities available for sale	0	0	0	0
Securities held to maturity	4,110,000	4,506,000	4,570,000	5,099,000
Trading assets	0	0	0	0
Total deposits	33,134,000	40,200,000	42,483,000	52,538,000
Interest-bearing deposits	29,676,000	37,154,000	38,482,000	47,110,000
Noninterest-bearing deposits	3,458,000	3,046,000	4,001,000	5,428,000
Equity capital	6,168,000	6,301,000	6,373,000	6,452,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	430,000	1,016,000	1,627,000	2,366,000
Interest expense	118,000	314,000	513,000	722,000
Net interest income	312,000	702,000	1,114,000	1,644,000
Noninterest income	33,000	121,000	154,000	199,000
Noninterest expense	708,000	968,000	1,256,000	1,579,000
Provision for loan losses	296,000	300,000	340,000	464,000
Pretax income	-659,000	-445,000	-328,000	-200,000
Income tax	-247,000	-166,000	-121,000	-72,000
Net income	-412,000	-279,000	-207,000	-128,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	6,168,000	6,301,000	6,373,000	6,452,000
Total capital	6,464,000	6,601,000	6,713,000	6,916,000
Risk-weighted assets	27,607,000	29,158,000	33,818,000	45,287,000