Call reports 2023
MARBLEHEAD BANK, THE — 2023
What MARBLEHEAD BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 58,764,000 | 59,554,000 | 58,845,000 | 59,425,000 |
| Total loans | 20,144,000 | 20,098,000 | 21,015,000 | 21,000,000 |
| Allowance for loan losses | 218,000 | 221,000 | 224,000 | 227,000 |
| Securities available for sale | 33,871,000 | 34,617,000 | 32,503,000 | 33,660,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,322,000 | 59,253,000 | 57,407,000 | 55,640,000 |
| Interest-bearing deposits | 44,927,000 | 43,809,000 | 43,188,000 | 43,092,000 |
| Noninterest-bearing deposits | 13,395,000 | 15,444,000 | 14,219,000 | 12,548,000 |
| Equity capital | 415,000 | 247,000 | -659,000 | 560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,041,000 | 1,586,000 | 2,140,000 |
| Interest expense | 72,000 | 180,000 | 319,000 | 500,000 |
| Net interest income | 429,000 | 861,000 | 1,267,000 | 1,640,000 |
| Noninterest income | 21,000 | 44,000 | 75,000 | 90,000 |
| Noninterest expense | 381,000 | 804,000 | 1,234,000 | 1,649,000 |
| Provision for loan losses | 2,000 | 5,000 | 8,000 | 11,000 |
| Pretax income | 56,000 | 85,000 | 63,000 | 33,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 85,000 | 63,000 | 33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,412,000 | 5,441,000 | 5,419,000 | 5,389,000 |
| Total capital | 5,630,000 | 5,662,000 | 5,643,000 | 5,616,000 |
| Risk-weighted assets | 25,732,000 | 25,906,000 | 26,503,000 | 25,844,000 |