Call reports 2022
MARBLEHEAD BANK, THE — 2022
What MARBLEHEAD BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 57,896,000 | 57,518,000 | 59,825,000 | 58,408,000 |
| Total loans | 16,672,000 | 16,396,000 | 17,321,000 | 19,504,000 |
| Allowance for loan losses | 211,000 | 213,000 | 215,000 | 216,000 |
| Securities available for sale | 38,689,000 | 37,196,000 | 35,673,000 | 35,684,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,790,000 | 57,013,000 | 59,936,000 | 58,195,000 |
| Interest-bearing deposits | 43,596,000 | 44,375,000 | 46,148,000 | 44,429,000 |
| Noninterest-bearing deposits | 11,194,000 | 12,638,000 | 13,788,000 | 13,766,000 |
| Equity capital | 3,050,000 | 475,000 | -149,000 | 169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 807,000 | 1,279,000 | 1,810,000 |
| Interest expense | 13,000 | 27,000 | 60,000 | 107,000 |
| Net interest income | 372,000 | 780,000 | 1,219,000 | 1,703,000 |
| Noninterest income | 21,000 | 47,000 | 77,000 | 98,000 |
| Noninterest expense | 365,000 | 742,000 | 1,135,000 | 1,529,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 82,000 | 137,000 | 180,000 | 290,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 82,000 | 137,000 | 180,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,388,000 | 5,442,000 | 5,486,000 | 5,356,000 |
| Total capital | 5,599,000 | 5,655,000 | 5,701,000 | 5,572,000 |
| Risk-weighted assets | 27,125,000 | 24,056,000 | 24,885,000 | 26,047,000 |