Call reports 2021
MARBLEHEAD BANK, THE — 2021
What MARBLEHEAD BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 55,414,000 | 62,460,000 | 65,086,000 | 62,096,000 |
| Total loans | 16,301,000 | 15,969,000 | 15,645,000 | 16,639,000 |
| Allowance for loan losses | 206,000 | 207,000 | 208,000 | 210,000 |
| Securities available for sale | 35,029,000 | 39,402,000 | 41,808,000 | 43,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,004,000 | 56,639,000 | 59,081,000 | 56,707,000 |
| Interest-bearing deposits | 38,631,000 | 44,831,000 | 45,554,000 | 44,045,000 |
| Noninterest-bearing deposits | 11,373,000 | 11,808,000 | 13,527,000 | 12,662,000 |
| Equity capital | 5,323,000 | 5,666,000 | 5,822,000 | 5,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 741,000 | 1,114,000 | 1,513,000 |
| Interest expense | 21,000 | 43,000 | 62,000 | 77,000 |
| Net interest income | 350,000 | 698,000 | 1,052,000 | 1,436,000 |
| Noninterest income | 29,000 | 103,000 | 149,000 | 177,000 |
| Noninterest expense | 386,000 | 785,000 | 1,180,000 | 1,549,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 47,000 | 144,000 | 238,000 | 279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 144,000 | 238,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,314,000 | 5,411,000 | 5,505,000 | 5,306,000 |
| Total capital | — | — | — | 5,516,000 |
| Risk-weighted assets | — | — | — | 22,959,000 |