Call reports 2020
MARBLEHEAD BANK, THE — 2020
What MARBLEHEAD BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 49,542,000 | 52,227,000 | 54,869,000 | 53,505,000 |
| Total loans | 19,514,000 | 19,727,000 | 18,411,000 | 16,394,000 |
| Allowance for loan losses | 199,000 | 201,000 | 202,000 | 204,000 |
| Securities available for sale | 26,155,000 | 28,414,000 | 34,206,000 | 32,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,728,000 | 46,104,000 | 48,013,000 | 47,189,000 |
| Interest-bearing deposits | 35,705,000 | 35,331,000 | 36,785,000 | 36,718,000 |
| Noninterest-bearing deposits | 8,023,000 | 10,773,000 | 11,228,000 | 10,471,000 |
| Equity capital | 5,618,000 | 5,879,000 | 6,111,000 | 6,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 800,000 | 1,198,000 | 1,576,000 |
| Interest expense | 48,000 | 81,000 | 110,000 | 134,000 |
| Net interest income | 349,000 | 719,000 | 1,088,000 | 1,442,000 |
| Noninterest income | 26,000 | 60,000 | 113,000 | 185,000 |
| Noninterest expense | 332,000 | 658,000 | 1,007,000 | 1,399,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 103,000 | 179,000 | 264,000 | 311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 179,000 | 264,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,259,000 | 5,335,000 | 5,420,000 | 5,267,000 |