Call reports 2019
MARBLEHEAD BANK, THE — 2019
What MARBLEHEAD BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,515,000 | 49,402,000 | 50,158,000 | 48,767,000 |
| Total loans | 19,529,000 | 19,708,000 | 19,998,000 | 19,314,000 |
| Allowance for loan losses | 194,000 | 195,000 | 196,000 | 198,000 |
| Securities available for sale | 27,073,000 | 27,372,000 | 26,466,000 | 27,420,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,750,000 | 43,996,000 | 44,595,000 | 42,953,000 |
| Interest-bearing deposits | 36,157,000 | 35,138,000 | 35,132,000 | 34,820,000 |
| Noninterest-bearing deposits | 8,593,000 | 8,858,000 | 9,463,000 | 8,133,000 |
| Equity capital | 4,727,000 | 5,170,000 | 5,427,000 | 5,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 815,000 | 1,231,000 | 1,641,000 |
| Interest expense | 53,000 | 115,000 | 173,000 | 228,000 |
| Net interest income | 352,000 | 700,000 | 1,058,000 | 1,413,000 |
| Noninterest income | 27,000 | 57,000 | 100,000 | 131,000 |
| Noninterest expense | 319,000 | 645,000 | 978,000 | 1,303,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 58,000 | 123,000 | 200,000 | 259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 123,000 | 200,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,180,000 | 5,245,000 | 5,322,000 | 5,156,000 |
| Total capital | 5,374,000 | 5,440,000 | 5,518,000 | 5,354,000 |
| Risk-weighted assets | 23,900,000 | 19,351,000 | 19,524,000 | 18,958,000 |