Call reports 2018
MARBLEHEAD BANK, THE — 2018
What MARBLEHEAD BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,443,000 | 48,337,000 | 48,490,000 | 47,424,000 |
| Total loans | 20,066,000 | 20,467,000 | 20,034,000 | 19,652,000 |
| Allowance for loan losses | 187,000 | 189,000 | 190,000 | 192,000 |
| Securities available for sale | 25,847,000 | 25,090,000 | 25,853,000 | 24,784,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,059,000 | 43,962,000 | 44,205,000 | 43,015,000 |
| Interest-bearing deposits | 35,098,000 | 34,589,000 | 35,242,000 | 34,065,000 |
| Noninterest-bearing deposits | 8,961,000 | 9,373,000 | 8,963,000 | 8,950,000 |
| Equity capital | 4,256,000 | 4,341,000 | 4,243,000 | 4,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 388,000 | 788,000 | 1,186,000 | 1,597,000 |
| Interest expense | 35,000 | 74,000 | 114,000 | 161,000 |
| Net interest income | 353,000 | 714,000 | 1,072,000 | 1,436,000 |
| Noninterest income | 34,000 | 64,000 | 107,000 | 140,000 |
| Noninterest expense | 303,000 | 619,000 | 939,000 | 1,253,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 75,000 | 149,000 | 229,000 | 301,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 0 |
| Net income | 74,000 | 147,000 | 225,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,095,000 | 5,168,000 | 5,247,000 | 5,122,000 |
| Total capital | 5,282,000 | 5,357,000 | 5,437,000 | 5,314,000 |
| Risk-weighted assets | 19,615,000 | 19,605,000 | 19,562,000 | 23,306,000 |