Call reports 2017
MARBLEHEAD BANK, THE — 2017
What MARBLEHEAD BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 47,282,000 | 47,155,000 | 49,047,000 | 47,751,000 |
| Total loans | 18,161,000 | 18,489,000 | 18,417,000 | 19,061,000 |
| Allowance for loan losses | 181,000 | 183,000 | 184,000 | 186,000 |
| Securities available for sale | 25,745,000 | 26,385,000 | 28,754,000 | 27,173,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,838,000 | 42,345,000 | 44,177,000 | 43,115,000 |
| Interest-bearing deposits | 34,339,000 | 32,779,000 | 34,775,000 | 33,838,000 |
| Noninterest-bearing deposits | 8,499,000 | 9,566,000 | 9,402,000 | 9,277,000 |
| Equity capital | 4,405,000 | 4,769,000 | 4,818,000 | 4,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 719,000 | 1,089,000 | 1,467,000 |
| Interest expense | 28,000 | 59,000 | 89,000 | 121,000 |
| Net interest income | 322,000 | 660,000 | 1,000,000 | 1,346,000 |
| Noninterest income | 29,000 | 65,000 | 104,000 | 137,000 |
| Noninterest expense | 315,000 | 631,000 | 954,000 | 1,257,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 40,000 | 120,000 | 185,000 | 262,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 120,000 | 185,000 | 262,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,899,000 | 4,979,000 | 5,044,000 | 5,021,000 |
| Total capital | 5,080,000 | 5,162,000 | 5,228,000 | 5,207,000 |
| Risk-weighted assets | 18,008,000 | 18,095,000 | 18,561,000 | 18,834,000 |