Call reports 2016
MARBLEHEAD BANK, THE — 2016
What MARBLEHEAD BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,397,000 | 46,844,000 | 48,249,000 | 46,806,000 |
| Total loans | 17,459,000 | 17,435,000 | 18,384,000 | 18,572,000 |
| Allowance for loan losses | 176,000 | 177,000 | 178,000 | 180,000 |
| Securities available for sale | 25,672,000 | 27,890,000 | 28,507,000 | 26,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,489,000 | 41,715,000 | 42,831,000 | 41,809,000 |
| Interest-bearing deposits | 33,914,000 | 33,117,000 | 34,259,000 | 33,383,000 |
| Noninterest-bearing deposits | 7,575,000 | 8,598,000 | 8,572,000 | 8,426,000 |
| Equity capital | 4,736,000 | 4,952,000 | 4,976,000 | 4,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 694,000 | 1,039,000 | 1,396,000 |
| Interest expense | 23,000 | 52,000 | 82,000 | 112,000 |
| Net interest income | 323,000 | 642,000 | 957,000 | 1,284,000 |
| Noninterest income | 28,000 | 66,000 | 110,000 | 154,000 |
| Noninterest expense | 283,000 | 575,000 | 858,000 | 1,159,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 72,000 | 135,000 | 245,000 | 313,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 72,000 | 135,000 | 245,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,670,000 | 4,732,000 | 4,843,000 | 4,859,000 |
| Total capital | 4,846,000 | 4,909,000 | 5,021,000 | 5,039,000 |
| Risk-weighted assets | 17,649,000 | 17,468,000 | 18,166,000 | 18,244,000 |