Call reports 2014
MARBLEHEAD BANK, THE — 2014
What MARBLEHEAD BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 43,304,000 | 45,072,000 | 45,636,000 | 44,452,000 |
| Total loans | 12,945,000 | 12,412,000 | 13,904,000 | 14,285,000 |
| Allowance for loan losses | 164,000 | 165,000 | 166,000 | 168,000 |
| Securities available for sale | 27,594,000 | 29,681,000 | 30,391,000 | 28,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,277,000 | 38,939,000 | 39,595,000 | 38,593,000 |
| Interest-bearing deposits | 29,417,000 | 30,678,000 | 31,449,000 | 30,754,000 |
| Noninterest-bearing deposits | 7,860,000 | 8,261,000 | 8,146,000 | 7,839,000 |
| Equity capital | 3,967,000 | 4,222,000 | 4,235,000 | 4,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 306,000 | 613,000 | 931,000 | 1,260,000 |
| Interest expense | 19,000 | 43,000 | 66,000 | 89,000 |
| Net interest income | 287,000 | 570,000 | 865,000 | 1,171,000 |
| Noninterest income | 33,000 | 64,000 | 101,000 | 128,000 |
| Noninterest expense | 261,000 | 525,000 | 795,000 | 1,060,000 |
| Provision for loan losses | 2,000 | 3,000 | 4,000 | 6,000 |
| Pretax income | 58,000 | 135,000 | 198,000 | 266,000 |
| Income tax | 8,000 | 21,000 | 24,000 | 31,000 |
| Net income | 50,000 | 114,000 | 174,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,212,000 | 4,276,000 | 4,336,000 | 4,397,000 |
| Total capital | 4,376,000 | 4,441,000 | 4,502,000 | 4,565,000 |
| Risk-weighted assets | 20,211,000 | 20,600,000 | 19,908,000 | 20,245,000 |