Call reports 2013
MARBLEHEAD BANK, THE — 2013
What MARBLEHEAD BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,956,000 | 40,402,000 | 40,395,000 | 39,835,000 |
| Total loans | 10,916,000 | 11,145,000 | 11,984,000 | 12,913,000 |
| Allowance for loan losses | 157,000 | 159,000 | 161,000 | 162,000 |
| Securities available for sale | 26,278,000 | 27,644,000 | 25,609,000 | 25,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,191,000 | 35,889,000 | 36,461,000 | 35,914,000 |
| Interest-bearing deposits | 25,581,000 | 27,719,000 | 28,461,000 | 28,376,000 |
| Noninterest-bearing deposits | 8,610,000 | 8,170,000 | 8,000,000 | 7,538,000 |
| Equity capital | 4,157,000 | 3,870,000 | 3,820,000 | 3,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 253,000 | 498,000 | 747,000 | 1,048,000 |
| Interest expense | 21,000 | 40,000 | 61,000 | 80,000 |
| Net interest income | 232,000 | 458,000 | 686,000 | 968,000 |
| Noninterest income | 35,000 | 68,000 | 111,000 | 140,000 |
| Noninterest expense | 261,000 | 509,000 | 777,000 | 1,051,000 |
| Provision for loan losses | 1,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 25,000 | 100,000 | 153,000 | 222,000 |
| Income tax | 0 | 3,000 | 7,000 | 5,000 |
| Net income | 25,000 | 97,000 | 146,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,970,000 | 4,042,000 | 4,091,000 | 4,162,000 |
| Total capital | 4,127,000 | 4,201,000 | 4,252,000 | 4,324,000 |
| Risk-weighted assets | 19,404,000 | 18,598,000 | 19,166,000 | 18,793,000 |