Call reports 2012
MARBLEHEAD BANK, THE — 2012
What MARBLEHEAD BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,004,000 | 37,226,000 | 39,380,000 | 39,664,000 |
| Total loans | 9,266,000 | 9,846,000 | 10,603,000 | 10,775,000 |
| Allowance for loan losses | 148,000 | 151,000 | 154,000 | 156,000 |
| Securities available for sale | 24,072,000 | 25,758,000 | 25,772,000 | 26,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,782,000 | 32,275,000 | 34,461,000 | 34,987,000 |
| Interest-bearing deposits | 23,158,000 | 24,388,000 | 26,312,000 | 26,233,000 |
| Noninterest-bearing deposits | 6,624,000 | 7,887,000 | 8,149,000 | 8,754,000 |
| Equity capital | 3,969,000 | 4,058,000 | 4,247,000 | 4,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 563,000 | 842,000 | 1,119,000 |
| Interest expense | 22,000 | 43,000 | 65,000 | 86,000 |
| Net interest income | 270,000 | 520,000 | 777,000 | 1,033,000 |
| Noninterest income | 34,000 | 76,000 | 120,000 | 164,000 |
| Noninterest expense | 262,000 | 518,000 | 777,000 | 1,040,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 11,000 |
| Pretax income | 77,000 | 110,000 | 200,000 | 245,000 |
| Income tax | 8,000 | 8,000 | 16,000 | 4,000 |
| Net income | 69,000 | 102,000 | 184,000 | 241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,774,000 | 3,806,000 | 3,888,000 | 3,945,000 |
| Total capital | 3,922,000 | 3,957,000 | 4,042,000 | 4,101,000 |
| Risk-weighted assets | 18,239,000 | 18,721,000 | 20,548,000 | 19,890,000 |