Call reports 2011
MARBLEHEAD BANK, THE — 2011
What MARBLEHEAD BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 34,791,000 | 35,080,000 | 36,000,000 | 35,773,000 |
| Total loans | 8,510,000 | 8,681,000 | 8,087,000 | 8,429,000 |
| Allowance for loan losses | 132,000 | 138,000 | 142,000 | 145,000 |
| Securities available for sale | 23,970,000 | 24,201,000 | 23,948,000 | 24,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,787,000 | 29,257,000 | 30,342,000 | 30,609,000 |
| Interest-bearing deposits | 23,211,000 | 23,153,000 | 24,072,000 | 23,702,000 |
| Noninterest-bearing deposits | 5,576,000 | 6,104,000 | 6,270,000 | 6,907,000 |
| Equity capital | 3,836,000 | 3,953,000 | 4,074,000 | 3,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 276,000 | 559,000 | 833,000 | 1,102,000 |
| Interest expense | 27,000 | 55,000 | 81,000 | 104,000 |
| Net interest income | 249,000 | 504,000 | 752,000 | 998,000 |
| Noninterest income | 34,000 | 72,000 | 110,000 | 144,000 |
| Noninterest expense | 272,000 | 537,000 | 813,000 | 1,071,000 |
| Provision for loan losses | 6,000 | 12,000 | 16,000 | 19,000 |
| Pretax income | 57,000 | 114,000 | 142,000 | 222,000 |
| Income tax | 2,000 | 7,000 | 7,000 | 0 |
| Net income | 55,000 | 107,000 | 135,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,687,000 | 3,739,000 | 3,766,000 | 3,704,000 |
| Total capital | 3,819,000 | 3,877,000 | 3,908,000 | 3,849,000 |
| Risk-weighted assets | 18,257,000 | 18,170,000 | 18,454,000 | 18,526,000 |