Call reports 2010
MARBLEHEAD BANK, THE — 2010
What MARBLEHEAD BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 30,934,000 | 32,051,000 | 33,276,000 | 33,187,000 |
| Total loans | 10,848,000 | 10,421,000 | 9,096,000 | 9,005,000 |
| Allowance for loan losses | 120,000 | 126,000 | 120,000 | 126,000 |
| Securities available for sale | 14,292,000 | 18,727,000 | 21,218,000 | 21,678,000 |
| Securities held to maturity | 3,352,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,060,000 | 28,078,000 | 29,212,000 | 29,350,000 |
| Interest-bearing deposits | 22,690,000 | 22,901,000 | 23,494,000 | 23,646,000 |
| Noninterest-bearing deposits | 4,370,000 | 5,177,000 | 5,718,000 | 5,704,000 |
| Equity capital | 3,654,000 | 3,747,000 | 3,821,000 | 3,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 317,000 | 621,000 | 920,000 | 1,204,000 |
| Interest expense | 36,000 | 68,000 | 98,000 | 128,000 |
| Net interest income | 281,000 | 553,000 | 822,000 | 1,076,000 |
| Noninterest income | 34,000 | -23,000 | 20,000 | 58,000 |
| Noninterest expense | 276,000 | 534,000 | 790,000 | 1,053,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 52,000 | 87,000 | 137,000 | 241,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 4,000 |
| Net income | 49,000 | 84,000 | 134,000 | 237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,444,000 | 3,479,000 | 3,529,000 | 3,632,000 |
| Total capital | 3,564,000 | 3,605,000 | 3,649,000 | 3,758,000 |
| Risk-weighted assets | 17,569,000 | 17,842,000 | 18,140,000 | 18,027,000 |