Call reports 2009
MARBLEHEAD BANK, THE — 2009
What MARBLEHEAD BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 32,583,000 | 31,846,000 | 32,426,000 | 31,421,000 |
| Total loans | 12,350,000 | 12,091,000 | 11,936,000 | 11,267,000 |
| Allowance for loan losses | 129,000 | 133,000 | 138,000 | 114,000 |
| Securities available for sale | 11,210,000 | 13,771,000 | 14,418,000 | 13,994,000 |
| Securities held to maturity | 4,105,000 | 3,748,000 | 3,732,000 | 3,470,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,105,000 | 28,396,000 | 28,713,000 | 27,631,000 |
| Interest-bearing deposits | 24,856,000 | 23,545,000 | 23,802,000 | 23,145,000 |
| Noninterest-bearing deposits | 4,249,000 | 4,851,000 | 4,911,000 | 4,486,000 |
| Equity capital | 3,303,000 | 3,306,000 | 3,543,000 | 3,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 345,000 | 696,000 | 1,044,000 | 1,377,000 |
| Interest expense | 78,000 | 141,000 | 192,000 | 233,000 |
| Net interest income | 267,000 | 555,000 | 852,000 | 1,144,000 |
| Noninterest income | 29,000 | 71,000 | 114,000 | 149,000 |
| Noninterest expense | 249,000 | 509,000 | 764,000 | 1,040,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 19,000 |
| Pretax income | 79,000 | 174,000 | 254,000 | 300,000 |
| Income tax | 10,000 | 23,000 | 33,000 | 34,000 |
| Net income | 69,000 | 151,000 | 221,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,198,000 | 3,279,000 | 3,350,000 | 3,395,000 |
| Total capital | 3,327,000 | 3,412,000 | 3,488,000 | 3,509,000 |
| Risk-weighted assets | 17,855,000 | 17,846,000 | 18,041,000 | 17,747,000 |