Call reports 2006
MARBLEHEAD BANK, THE — 2006
What MARBLEHEAD BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 29,568,000 | 30,409,000 | 30,042,000 | 31,426,000 |
| Total loans | 11,671,000 | 12,635,000 | 12,872,000 | 13,226,000 |
| Allowance for loan losses | 94,000 | 96,000 | 97,000 | 96,000 |
| Securities available for sale | 10,107,000 | 10,025,000 | 10,153,000 | 8,951,000 |
| Securities held to maturity | 5,190,000 | 5,170,000 | 5,150,000 | 4,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,827,000 | 27,693,000 | 27,113,000 | 28,596,000 |
| Interest-bearing deposits | 22,833,000 | 22,328,000 | 22,066,000 | 23,404,000 |
| Noninterest-bearing deposits | 3,994,000 | 5,365,000 | 5,047,000 | 5,192,000 |
| Equity capital | 2,661,000 | 2,673,000 | 2,850,000 | 2,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 349,000 | 726,000 | 1,130,000 | 1,544,000 |
| Interest expense | 94,000 | 200,000 | 316,000 | 446,000 |
| Net interest income | 255,000 | 526,000 | 814,000 | 1,098,000 |
| Noninterest income | 36,000 | 71,000 | 113,000 | 144,000 |
| Noninterest expense | 232,000 | 459,000 | 690,000 | 944,000 |
| Provision for loan losses | 1,000 | 3,000 | 4,000 | 8,000 |
| Pretax income | 58,000 | 135,000 | 233,000 | 290,000 |
| Income tax | 4,000 | 13,000 | 22,000 | 24,000 |
| Net income | 54,000 | 122,000 | 211,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,807,000 | 2,875,000 | 2,963,000 | 2,818,000 |
| Total capital | 2,901,000 | 2,971,000 | 3,060,000 | 2,914,000 |
| Risk-weighted assets | 17,485,000 | 18,372,000 | 17,964,000 | 17,915,000 |