Call reports 2001
MARBLEHEAD BANK, THE — 2001
What MARBLEHEAD BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 24,295,000 | 25,250,000 | 24,625,000 | 23,629,000 |
| Total loans | 7,666,000 | 7,750,000 | 7,376,000 | 8,085,000 |
| Allowance for loan losses | 71,000 | 74,000 | 76,000 | 77,000 |
| Securities available for sale | 4,564,000 | 5,329,000 | 5,063,000 | 5,636,000 |
| Securities held to maturity | 8,287,000 | 8,500,000 | 8,553,000 | 7,475,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,384,000 | 22,288,000 | 21,562,000 | 20,885,000 |
| Interest-bearing deposits | 16,981,000 | 18,009,000 | 16,939,000 | 16,588,000 |
| Noninterest-bearing deposits | 4,403,000 | 4,279,000 | 4,623,000 | 4,297,000 |
| Equity capital | 2,777,000 | 2,858,000 | 2,954,000 | 2,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 371,000 | 757,000 | 1,124,000 | 1,470,000 |
| Interest expense | 129,000 | 258,000 | 376,000 | 469,000 |
| Net interest income | 242,000 | 499,000 | 748,000 | 1,001,000 |
| Noninterest income | 33,000 | 73,000 | 123,000 | 173,000 |
| Noninterest expense | 203,000 | 403,000 | 606,000 | 822,000 |
| Provision for loan losses | 2,000 | 5,000 | 7,000 | 8,000 |
| Pretax income | 70,000 | 165,000 | 259,000 | 367,000 |
| Income tax | 12,000 | 32,000 | 48,000 | 70,000 |
| Net income | 58,000 | 133,000 | 211,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,731,000 | 2,807,000 | 2,885,000 | 2,681,000 |
| Total capital | 2,802,000 | 2,881,000 | 2,961,000 | 2,758,000 |
| Risk-weighted assets | 8,867,000 | 12,431,000 | 11,941,000 | 12,408,000 |