Call reports 2011
SIGNATURE BANK — 2011
What SIGNATURE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 5,851,000 | 5,634,000 | 5,408,000 | 5,435,000 |
| Total loans | 4,425,000 | 4,083,000 | 4,017,000 | 4,004,000 |
| Allowance for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Securities available for sale | 990,000 | 991,000 | 972,000 | 933,000 |
| Securities held to maturity | 50,000 | 50,000 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,895,000 | 4,735,000 | 4,480,000 | 4,489,000 |
| Interest-bearing deposits | 4,494,000 | 4,385,000 | 4,129,000 | 4,054,000 |
| Noninterest-bearing deposits | 401,000 | 350,000 | 351,000 | 435,000 |
| Equity capital | 821,000 | 849,000 | 871,000 | 882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 77,000 | 153,000 | 227,000 | 300,000 |
| Interest expense | 14,000 | 27,000 | 38,000 | 50,000 |
| Net interest income | 63,000 | 126,000 | 189,000 | 250,000 |
| Noninterest income | 4,000 | 4,000 | 5,000 | 6,000 |
| Noninterest expense | 43,000 | 85,000 | 126,000 | 168,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 22,000 | 46,000 | 69,000 | 89,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 20,000 |
| Net income | 18,000 | 37,000 | 55,000 | 69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 577,000 | 597,000 | 617,000 | 632,000 |
| Total capital | 622,000 | 642,000 | 662,000 | 677,000 |
| Risk-weighted assets | 5,169,000 | 4,863,000 | 4,668,000 | 4,627,000 |