Call reports 2010
SIGNATURE BANK — 2010
What SIGNATURE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 4,678,000 | 4,733,000 | 4,761,000 | 5,343,000 |
| Total loans | 3,796,000 | 3,815,000 | 3,821,000 | 4,290,000 |
| Allowance for loan losses | 24,000 | 24,000 | 25,000 | 43,000 |
| Securities available for sale | 512,000 | 519,000 | 519,000 | 610,000 |
| Securities held to maturity | 0 | 0 | 50,000 | 50,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,688,000 | 3,833,000 | 3,886,000 | 4,492,000 |
| Interest-bearing deposits | 3,455,000 | 3,560,000 | 3,509,000 | 4,069,000 |
| Noninterest-bearing deposits | 233,000 | 273,000 | 377,000 | 423,000 |
| Equity capital | 777,000 | 795,000 | 810,000 | 806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 67,000 | 134,000 | 203,000 | 276,000 |
| Interest expense | 13,000 | 25,000 | 36,000 | 48,000 |
| Net interest income | 54,000 | 109,000 | 167,000 | 228,000 |
| Noninterest income | 1,000 | 5,000 | 7,000 | 8,000 |
| Noninterest expense | 43,000 | 86,000 | 126,000 | 167,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 20,000 |
| Pretax income | 10,000 | 26,000 | 46,000 | 49,000 |
| Income tax | 2,000 | 6,000 | 11,000 | 13,000 |
| Net income | 8,000 | 20,000 | 35,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 524,000 | 538,000 | 555,000 | 556,000 |
| Total capital | 548,000 | 562,000 | 580,000 | 599,000 |
| Risk-weighted assets | 3,858,000 | 3,898,000 | 3,902,000 | 4,431,000 |