Call reports 2008
SIGNATURE BANK — 2008
What SIGNATURE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 4,690,000 | 4,890,000 | 4,808,000 | 4,567,000 |
| Total loans | 3,283,000 | 3,776,000 | 3,810,000 | 3,601,000 |
| Allowance for loan losses | 24,000 | 24,000 | 24,000 | 24,000 |
| Securities available for sale | 706,000 | 702,000 | 503,000 | 506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,902,000 | 4,034,000 | 3,861,000 | 3,753,000 |
| Interest-bearing deposits | 3,631,000 | 3,709,000 | 3,442,000 | 3,395,000 |
| Noninterest-bearing deposits | 271,000 | 325,000 | 419,000 | 358,000 |
| Equity capital | 768,000 | 769,000 | 777,000 | 748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 78,000 | 159,000 | 237,000 | 311,000 |
| Interest expense | 36,000 | 66,000 | 92,000 | 114,000 |
| Net interest income | 42,000 | 93,000 | 145,000 | 197,000 |
| Noninterest income | 1,000 | 3,000 | 7,000 | 9,000 |
| Noninterest expense | 48,000 | 97,000 | 141,000 | 186,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -5,000 | -1,000 | 11,000 | 20,000 |
| Income tax | -1,000 | 0 | 2,000 | 4,000 |
| Net income | -4,000 | -1,000 | 9,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 499,000 | 506,000 | 516,000 | 487,000 |
| Total capital | 523,000 | 530,000 | 540,000 | 511,000 |
| Risk-weighted assets | 3,271,000 | 3,871,000 | 3,814,000 | 3,594,000 |