Call reports 2007
SIGNATURE BANK — 2007
What SIGNATURE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 56,370,000 | 62,304,000 | 63,303,000 | 4,514,000 |
| Total loans | 41,961,000 | 46,096,000 | 45,321,000 | 2,762,000 |
| Allowance for loan losses | 596,000 | 597,000 | 595,000 | 24,000 |
| Securities available for sale | 6,281,000 | 7,077,000 | 9,629,000 | 702,000 |
| Securities held to maturity | 257,000 | 2,002,000 | 1,999,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,104,000 | 45,287,000 | 48,806,000 | 3,723,000 |
| Interest-bearing deposits | 39,545,000 | 42,929,000 | 46,626,000 | 3,495,000 |
| Noninterest-bearing deposits | 2,559,000 | 2,358,000 | 2,180,000 | 228,000 |
| Equity capital | 11,039,000 | 11,034,000 | 10,813,000 | 771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,106,000 | 3,271,000 | 26,000 |
| Interest expense | 457,000 | 993,000 | 1,615,000 | 13,000 |
| Net interest income | 572,000 | 1,113,000 | 1,656,000 | 13,000 |
| Noninterest income | 11,000 | 143,000 | 154,000 | 0 |
| Noninterest expense | 493,000 | 990,000 | 1,483,000 | 16,000 |
| Provision for loan losses | 14,000 | 14,000 | 18,000 | 0 |
| Pretax income | 70,000 | 246,000 | 303,000 | -3,000 |
| Income tax | 25,000 | 85,000 | 100,000 | 0 |
| Net income | 45,000 | 161,000 | 203,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,168,000 | 9,289,000 | 9,021,000 | 502,000 |
| Total capital | 9,742,000 | 9,819,000 | 9,616,000 | 526,000 |
| Risk-weighted assets | 49,131,000 | 53,604,000 | 50,935,000 | 2,952,000 |