Call reports 2006
SIGNATURE BANK — 2006
What SIGNATURE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 56,272,000 | 48,428,000 | 45,332,000 | 48,595,000 |
| Total loans | 48,063,000 | 40,175,000 | 37,737,000 | 38,893,000 |
| Allowance for loan losses | 599,000 | 599,000 | 595,000 | 587,000 |
| Securities available for sale | 1,307,000 | 1,309,000 | 1,012,000 | 2,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 258,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,341,000 | 33,144,000 | 30,289,000 | 33,620,000 |
| Interest-bearing deposits | 30,529,000 | 25,821,000 | 27,198,000 | 30,867,000 |
| Noninterest-bearing deposits | 5,812,000 | 7,323,000 | 3,091,000 | 2,753,000 |
| Equity capital | 11,375,000 | 11,449,000 | 11,553,000 | 11,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,821,000 | 2,739,000 | 3,668,000 |
| Interest expense | 377,000 | 749,000 | 1,089,000 | 1,469,000 |
| Net interest income | 523,000 | 1,072,000 | 1,650,000 | 2,199,000 |
| Noninterest income | 10,000 | 48,000 | 68,000 | 125,000 |
| Noninterest expense | 374,000 | 848,000 | 1,287,000 | 1,733,000 |
| Provision for loan losses | 60,000 | 60,000 | 65,000 | 70,000 |
| Pretax income | 99,000 | 212,000 | 366,000 | 521,000 |
| Income tax | 41,000 | 82,000 | 137,000 | 193,000 |
| Net income | 58,000 | 130,000 | 229,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,393,000 | 9,568,000 | 9,672,000 | 9,797,000 |
| Total capital | 9,992,000 | 10,122,000 | 10,173,000 | 10,318,000 |
| Risk-weighted assets | 52,144,000 | 44,288,000 | 41,365,000 | 43,587,000 |