Call reports 2005
SIGNATURE BANK — 2005
What SIGNATURE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,730,000 | 28,778,000 | 43,841,000 | 49,638,000 |
| Total loans | 8,729,000 | 18,017,000 | 24,930,000 | 41,795,000 |
| Allowance for loan losses | 89,000 | 247,000 | 345,000 | 538,000 |
| Securities available for sale | 2,396,000 | 2,238,000 | 1,369,000 | 1,326,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,223,000 | 10,615,000 | 22,782,000 | 29,587,000 |
| Interest-bearing deposits | 4,817,000 | 5,326,000 | 20,088,000 | 25,077,000 |
| Noninterest-bearing deposits | 4,406,000 | 5,289,000 | 2,694,000 | 4,510,000 |
| Equity capital | 1,773,000 | 11,389,000 | 11,453,000 | 11,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 165,000 | 88,000 | 605,000 | 1,318,000 |
| Interest expense | 33,000 | 16,000 | 119,000 | 396,000 |
| Net interest income | 132,000 | 72,000 | 486,000 | 922,000 |
| Noninterest income | 13,000 | 7,000 | 20,000 | 71,000 |
| Noninterest expense | 95,000 | 30,000 | 247,000 | 658,000 |
| Provision for loan losses | 2,000 | 0 | 98,000 | 293,000 |
| Pretax income | 48,000 | 49,000 | 169,000 | 50,000 |
| Income tax | 14,000 | 17,000 | 61,000 | 12,000 |
| Net income | 34,000 | 32,000 | 108,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,365,000 | 9,360,000 | 9,436,000 | 9,427,000 |
| Total capital | 1,454,000 | 9,607,000 | 9,678,000 | 9,965,000 |
| Risk-weighted assets | 9,658,000 | 19,585,000 | 19,224,000 | 44,895,000 |