Call reports 2003
SIGNATURE BANK — 2003
What SIGNATURE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,955,000 | 16,752,000 | 13,719,000 | 13,927,000 |
| Total loans | 5,679,000 | 4,455,000 | 4,631,000 | 5,771,000 |
| Allowance for loan losses | 63,000 | 63,000 | 63,000 | 63,000 |
| Securities available for sale | 2,380,000 | 4,435,000 | 5,656,000 | 5,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,254,000 | 6,995,000 | 8,337,000 | 7,260,000 |
| Interest-bearing deposits | 4,560,000 | 5,528,000 | 5,413,000 | 4,559,000 |
| Noninterest-bearing deposits | 3,694,000 | 1,467,000 | 2,924,000 | 2,701,000 |
| Equity capital | 1,736,000 | 1,757,000 | 1,732,000 | 1,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 258,000 | 380,000 | 512,000 |
| Interest expense | 23,000 | 47,000 | 74,000 | 96,000 |
| Net interest income | 108,000 | 211,000 | 306,000 | 416,000 |
| Noninterest income | 19,000 | 35,000 | 49,000 | 63,000 |
| Noninterest expense | 87,000 | 172,000 | 255,000 | 341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 74,000 | 100,000 | 138,000 |
| Income tax | 17,000 | 34,000 | 37,000 | 45,000 |
| Net income | 23,000 | 40,000 | 63,000 | 93,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,236,000 | 1,253,000 | 1,276,000 | 1,307,000 |
| Total capital | 1,299,000 | 1,316,000 | 1,339,000 | 1,370,000 |
| Risk-weighted assets | 7,606,000 | 6,871,000 | 6,485,000 | 7,365,000 |