Call reports 2002
SIGNATURE BANK — 2002
What SIGNATURE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 8,480,000 | 9,779,000 | 13,195,000 | 14,323,000 |
| Total loans | 4,038,000 | 4,401,000 | 5,367,000 | 5,488,000 |
| Allowance for loan losses | 63,000 | 63,000 | 63,000 | 63,000 |
| Securities available for sale | 2,893,000 | 2,883,000 | 2,167,000 | 2,031,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,506,000 | 4,932,000 | 6,419,000 | 7,426,000 |
| Interest-bearing deposits | 4,335,000 | 3,787,000 | 3,870,000 | 4,362,000 |
| Noninterest-bearing deposits | 1,171,000 | 1,145,000 | 2,549,000 | 3,064,000 |
| Equity capital | 1,176,000 | 1,260,000 | 1,710,000 | 1,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 253,000 | 386,000 | 525,000 |
| Interest expense | 46,000 | 69,000 | 91,000 | 116,000 |
| Net interest income | 85,000 | 184,000 | 295,000 | 409,000 |
| Noninterest income | 9,000 | 20,000 | 34,000 | 48,000 |
| Noninterest expense | 82,000 | 165,000 | 252,000 | 308,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 12,000 | 39,000 | 82,000 | 154,000 |
| Income tax | 0 | 0 | 0 | 8,000 |
| Net income | 12,000 | 39,000 | 82,000 | 146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 728,000 | 764,000 | 1,225,000 | 1,165,000 |
| Total capital | 789,000 | 827,000 | 1,288,000 | 1,228,000 |
| Risk-weighted assets | 4,846,000 | 5,442,000 | 6,987,000 | 7,317,000 |