Call reports 2025
CLARION COUNTY COMMUNITY BANK — 2025
What CLARION COUNTY COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 244,372,000 | 249,372,000 | 262,310,000 | 266,271,000 |
| Total loans | 204,318,000 | 210,409,000 | 219,715,000 | 223,569,000 |
| Allowance for loan losses | 1,503,000 | 1,518,000 | 1,536,000 | 1,480,000 |
| Securities available for sale | 23,382,000 | 22,844,000 | 23,515,000 | 23,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,276,000 | 228,294,000 | 242,604,000 | 237,610,000 |
| Interest-bearing deposits | 176,493,000 | 181,245,000 | 191,935,000 | 185,894,000 |
| Noninterest-bearing deposits | 46,783,000 | 47,049,000 | 50,669,000 | 51,716,000 |
| Equity capital | 15,909,000 | 15,734,000 | 16,561,000 | 17,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,209,000 | 6,580,000 | 10,190,000 | 13,983,000 |
| Interest expense | 1,441,000 | 2,918,000 | 4,471,000 | 6,033,000 |
| Net interest income | 1,768,000 | 3,662,000 | 5,719,000 | 7,950,000 |
| Noninterest income | 95,000 | 225,000 | 357,000 | 487,000 |
| Noninterest expense | 1,824,000 | 3,651,000 | 5,555,000 | 7,430,000 |
| Provision for loan losses | 15,000 | 30,000 | 70,000 | 34,000 |
| Pretax income | 24,000 | 206,000 | 451,000 | 973,000 |
| Income tax | -20,000 | -8,000 | 18,000 | 101,000 |
| Net income | 44,000 | 214,000 | 433,000 | 872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,087,000 | 20,257,000 | 20,477,000 | 20,665,000 |
| Total capital | 21,590,000 | 21,775,000 | 22,013,000 | 22,145,000 |
| Risk-weighted assets | 196,938,000 | 199,894,000 | 206,457,000 | 205,975,000 |