Call reports 2024
CLARION COUNTY COMMUNITY BANK — 2024
What CLARION COUNTY COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 227,683,000 | 231,685,000 | 233,537,000 | 233,016,000 |
| Total loans | 185,295,000 | 190,519,000 | 192,032,000 | 193,197,000 |
| Allowance for loan losses | 1,485,000 | 1,468,000 | 1,457,000 | 1,488,000 |
| Securities available for sale | 24,616,000 | 24,846,000 | 25,594,000 | 23,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,640,000 | 205,578,000 | 210,931,000 | 214,301,000 |
| Interest-bearing deposits | 154,885,000 | 159,913,000 | 164,867,000 | 168,656,000 |
| Noninterest-bearing deposits | 46,755,000 | 45,665,000 | 46,064,000 | 45,645,000 |
| Equity capital | 16,215,000 | 16,150,000 | 16,908,000 | 15,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 5,921,000 | 9,026,000 | 12,199,000 |
| Interest expense | 1,295,000 | 2,672,000 | 4,119,000 | 5,610,000 |
| Net interest income | 1,604,000 | 3,249,000 | 4,907,000 | 6,589,000 |
| Noninterest income | 84,000 | 188,000 | 300,000 | 420,000 |
| Noninterest expense | 1,685,000 | 3,413,000 | 5,102,000 | 6,897,000 |
| Provision for loan losses | -20,000 | -34,000 | -21,000 | 37,000 |
| Pretax income | 23,000 | 58,000 | 126,000 | 75,000 |
| Income tax | -25,000 | -44,000 | -53,000 | -85,000 |
| Net income | 48,000 | 102,000 | 179,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,182,000 | 20,235,000 | 20,312,000 | 20,043,000 |
| Total capital | — | 21,703,000 | 21,769,000 | 21,531,000 |
| Risk-weighted assets | — | 184,267,000 | 185,329,000 | 185,994,000 |