Call reports 2023
CLARION COUNTY COMMUNITY BANK — 2023
What CLARION COUNTY COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 211,711,000 | 214,661,000 | 220,765,000 | 225,607,000 |
| Total loans | 168,227,000 | 173,694,000 | 180,068,000 | 184,819,000 |
| Allowance for loan losses | 1,560,000 | 1,549,000 | 1,554,000 | 1,489,000 |
| Securities available for sale | 24,622,000 | 24,132,000 | 22,782,000 | 24,653,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,836,000 | 187,338,000 | 190,692,000 | 193,772,000 |
| Interest-bearing deposits | 138,828,000 | 142,789,000 | 142,162,000 | 147,356,000 |
| Noninterest-bearing deposits | 47,008,000 | 44,549,000 | 48,530,000 | 46,416,000 |
| Equity capital | 16,401,000 | 16,147,000 | 15,258,000 | 16,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,402,000 | 4,946,000 | 7,626,000 | 10,470,000 |
| Interest expense | 591,000 | 1,378,000 | 2,287,000 | 3,453,000 |
| Net interest income | 1,811,000 | 3,568,000 | 5,339,000 | 7,017,000 |
| Noninterest income | 79,000 | 179,000 | 283,000 | 393,000 |
| Noninterest expense | 1,642,000 | 3,477,000 | 5,267,000 | 6,999,000 |
| Provision for loan losses | 15,000 | -1,000 | -12,000 | -20,000 |
| Pretax income | 227,000 | 265,000 | 361,000 | 425,000 |
| Income tax | 9,000 | 4,000 | -1,000 | -11,000 |
| Net income | 218,000 | 261,000 | 362,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,281,000 | 20,325,000 | 20,425,000 | 20,133,000 |