Call reports 2022
CLARION COUNTY COMMUNITY BANK — 2022
What CLARION COUNTY COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 209,608,000 | 208,660,000 | 211,291,000 | 212,915,000 |
| Total loans | 156,932,000 | 161,799,000 | 170,320,000 | 171,314,000 |
| Allowance for loan losses | 1,433,000 | 1,460,000 | 1,509,000 | 1,474,000 |
| Securities available for sale | 33,373,000 | 25,476,000 | 23,770,000 | 24,137,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,259,000 | 186,639,000 | 189,923,000 | 189,583,000 |
| Interest-bearing deposits | 141,058,000 | 146,409,000 | 147,896,000 | 143,240,000 |
| Noninterest-bearing deposits | 45,201,000 | 40,230,000 | 42,027,000 | 46,343,000 |
| Equity capital | 17,644,000 | 16,333,000 | 15,531,000 | 15,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,981,000 | 4,026,000 | 6,309,000 | 8,693,000 |
| Interest expense | 273,000 | 561,000 | 919,000 | 1,347,000 |
| Net interest income | 1,708,000 | 3,465,000 | 5,390,000 | 7,346,000 |
| Noninterest income | 91,000 | 192,000 | 299,000 | 407,000 |
| Noninterest expense | 1,328,000 | 2,762,000 | 4,218,000 | 5,706,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 434,000 | 802,000 | 1,333,000 | 1,864,000 |
| Income tax | 58,000 | 109,000 | 195,000 | 282,000 |
| Net income | 376,000 | 693,000 | 1,138,000 | 1,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,303,000 | 19,618,000 | 20,063,000 | 20,108,000 |