Call reports 2021
CLARION COUNTY COMMUNITY BANK — 2021
What CLARION COUNTY COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 201,898,000 | 199,907,000 | 201,415,000 | 204,796,000 |
| Total loans | 147,786,000 | 149,600,000 | 152,335,000 | 154,007,000 |
| Allowance for loan losses | 1,244,000 | 1,306,000 | 1,337,000 | 1,384,000 |
| Securities available for sale | 29,201,000 | 33,576,000 | 32,484,000 | 32,056,000 |
| Securities held to maturity | 1,864,000 | 1,866,000 | 1,872,000 | 1,879,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,894,000 | 175,468,000 | 176,538,000 | 180,121,000 |
| Interest-bearing deposits | 137,370,000 | 136,001,000 | 136,938,000 | 139,958,000 |
| Noninterest-bearing deposits | 40,524,000 | 39,467,000 | 39,600,000 | 40,163,000 |
| Equity capital | 18,155,000 | 18,801,000 | 19,145,000 | 19,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,940,000 | 3,985,000 | 6,001,000 | 8,022,000 |
| Interest expense | 412,000 | 780,000 | 1,108,000 | 1,404,000 |
| Net interest income | 1,528,000 | 3,205,000 | 4,893,000 | 6,618,000 |
| Noninterest income | 103,000 | 219,000 | 342,000 | 466,000 |
| Noninterest expense | 1,267,000 | 2,582,000 | 3,907,000 | 5,283,000 |
| Provision for loan losses | 75,000 | 135,000 | 195,000 | 240,000 |
| Pretax income | 289,000 | 753,000 | 1,218,000 | 1,655,000 |
| Income tax | 25,000 | 89,000 | 156,000 | 222,000 |
| Net income | 264,000 | 664,000 | 1,062,000 | 1,433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,091,000 | 18,490,000 | 18,888,000 | 18,926,000 |